PAGE TITLE | Luna Verde 5 · Capital & Property Solutions
Luna Verde 5 / Business Financing

Securing the right
business capital
with a rebate advantage.

From lines of credit to SBA loans, equipment financing, and merchant cash advances — we structure credit facilities that fuel your cash flow while returning a portion of our broker's compensation directly to you.

Business Financing Overview

Capital structured
for real growth

The most popular business financing products across the global market are Business Lines of Credit, Traditional Term Loans, and SBA Loans. Data from the Federal Reserve's Small Business Credit Survey and corporate banking trends show that businesses overwhelmingly favor these three types, followed closely by equipment and short-term tech-driven funding.

Our financing rebate program alters the traditional lending model by reducing the standard origination costs and fees tied to business credit. Whether you need equipment financing, working capital, a merchant cash advance, start-up funding, or invoice factoring — we ensure your business borrowing is affordable, flexible, and financially rewarding.

Equipment Financing Working Capital Merchant Cash Advance Start-up Funding Invoice Factoring
💳
Lines of Credit
Supreme flexibility — the safety net for cash flow and seasonal gaps.
📋
Term Loans & SBA
Lowest rates and predictable payments for major planned investments.
⚙️
Equipment Financing
Asset-secured loans approved faster, with lower credit requirements.
Fast Capital (MCA)
Revenue-based funding deposited within 24 hours when speed is critical.
Financing Products

The four most popular
business financing types

1
Business Lines of Credit
Most Popular Overall — supreme flexibility for cash flow and operations

This is the most widely used product because of its supreme flexibility. Businesses use it as a safety net — it solves the number-one problem small businesses face: uneven cash flow and seasonal revenue drops.

Why It's Popular
Businesses use it as a safety net. It solves the number-one problem small businesses face: uneven cash flow and seasonal revenue drops.
Primary Use
Paying unexpected bills, covering payroll during slow months, or buying inventory quickly when a supplier offers a discount.
2
Traditional Term Loans & SBA Loans
Most Popular for Growth — planned investments at the lowest possible rates

When businesses need to make a major, planned investment, they turn to standard term financing. They offer predictable monthly payments and the lowest possible interest rates.

SBA loans — specifically the 7(a) program — are incredibly popular for businesses that cannot get standard bank approval because the government guarantee lowers the lender's risk.

Why It's Popular
Predictable monthly payments and the lowest possible interest rates. SBA government guarantees open doors for businesses that can't qualify for standard bank loans.
Primary Use
Business expansion, buying out a competitor, refinancing higher-interest debt, or funding long-term marketing campaigns.
3
Equipment Financing
Most Popular for Asset Purchases — trucking, construction, healthcare, manufacturing

This product dominates industries that require physical tools to operate, such as trucking, construction, healthcare, and manufacturing.

Why It's Popular
Highly accessible. Because the equipment itself acts as the security collateral, lenders approve these loans much faster — and with lower credit requirements — than standard bank loans.
Primary Use
Buying commercial vehicles, medical devices, software systems, or heavy machinery.
4
Merchant Cash Advances & Revenue-Based Financing
Most Popular for Speed — cash deposited within 24 hours based on daily sales

While highly expensive, online alternative lending has surged in popularity over the last decade. E-commerce businesses, restaurants, and retail shops use them because they can get cash deposited into their bank accounts within 24 hours based entirely on their daily sales data, bypassing strict bank credit checks.

Why It's Popular
Absolute speed and ease of access. Approval is based on daily sales data — no strict bank credit checks required.
Primary Use
Emergency repairs, fast inventory turnover, or survival capital during a crisis.
Important Note
MCAs carry higher costs than traditional loans. Best used when speed is critical and alternatives are not available within the required timeframe.
Popularity by Business Stage

The right product for
every stage of growth

The optimal financing product depends heavily on where your business is in its lifecycle. Each stage has different access to capital — and different needs.

Stage 1
Startups (0–2 years)
Rely heavily on SBA Microloans, Business Credit Cards, and Equipment Leasing because they lack the financial history for traditional bank loans.
Stage 2
Growing Businesses (3+ years)
Shift toward Business Lines of Credit and SBA 7(a) Loans to stabilize daily operations and fund physical expansions.
Stage 3
Mature Enterprises
Utilize Syndicated Bank Loans, Commercial Real Estate Mortgages, and Asset-Backed Revolving Credit to optimize large-scale capital structures.
Financing Types

Portfolio, commercial &
specialty financing

Beyond core business loans, our network covers a full spectrum of portfolio, property, and specialty financing products.

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Portfolio & Investor Financing
  • DSCR & Investor Loans Uses property income to cover debt. Disregards personal income.
  • Fix & Flip Short-term bridge loans. Funds purchase and renovations.
🏢
Residential Commercial Properties
  • Multi-Family Finances buildings with 5+ housing units.
  • Apartments Sub-category of multi-family. Focuses on residential complexes.
🏗️
Mixed & Business Properties
  • Mixed Use Finances buildings combining residential and commercial spaces.
  • Office / Office Buildings Funds spaces for professional services and corporate operations.
  • Retail Capital for storefronts, shopping centers, and strip malls.
🏭
Industrial & Logistics
  • Industrial Loans for manufacturing facilities and heavy operations.
  • Warehouse Specifically targets storage facilities and distribution centers.
Special Purpose & Specialty
  • Convenience Stores High-turnover retail funding. Often includes gas station infrastructure.
  • Church Loans Specialty financing for religious institutions and non-profit properties.
  • Restaurant High-risk financing for food service spaces and equipment.
🏛️
Where SBA Fits
  • Office / Office Buildings Ideal for buying your own headquarters or corporate workspace.
  • Retail / Convenience Stores Owner-operated storefronts, boutiques, or franchise locations.
  • Industrial / Warehouse Manufacturers or distributors utilizing the space for operations.
  • Restaurant Building purchase, kitchen buildouts, and heavy equipment.
  • Mixed Use Eligible only if your business occupies more than 51% of total square footage.
SBA 504 & 7(a) Eligibility Rule

To qualify for an SBA 504 or 7(a) loan, your small business must physically occupy at least 51% of the building. This requirement makes SBA loans an excellent fit for owner-operators purchasing their own commercial space — from offices and retail storefronts to industrial facilities and restaurants.

Commission Rebate Program

Unlock your business capital
and save money

using our Commission Rebate Program!

The average Business Capital Commission Rebate is 1 Percent of the Loan Amount. Example, on a $100,000 loan amount you would get back $1,000.00. Check out how much you can save using the slider below.

Savings up to $5,000 by using our Business Capital Commission Rebate Advantage. We pass the savings directly back to you, into your pocket, not to traditional big brokerages.

Traditional Broker / Lender
Your Rebate from our system
$0 up to $5,000
Traditional Broker / Lender
$0
Your Rebate from using our system
$500
0Loan Amount$500,000
Loan Amount
$50,000
Your Rebate (1%)
$500
Savings up to $5,000 by using our Business Capital Commission Rebate Advantage. We pass the savings directly back to you, into your pocket, not to traditional big brokerages.
Ready to Secure Capital?

One application.
Every business solution.

Start your intake today and let us identify the right business financing — with your commission rebate applied directly to reduce your costs.

Lines of Credit
Term Loans & SBA
Equipment Financing
Merchant Cash Advance
Commission Rebate