We match international real estate investors with specialized US lending experts — and inject money back into your acquisition through our commission rebate program. Seamless, legally compliant, and financially optimized from day one.
Our Foreign Nationals program offers a rebate which offsets hidden costs by injecting money back into your US property acquisitions. We understand the nuances of financing for international real estate investors and match them with our lending experts for an easy transition to buying in the US.
By receiving a commission rebate on international deals, you gain a massive competitive advantage in applying this to closing costs for your transaction. Our infrastructure ensures that your investments are seamless, legally compliant, and financially optimized from the very beginning.
Choose partners experienced in cross-border and nonstandard financing.
Foreign national mortgage lending in the US relies on specialized loan products because standard conforming loans — like Fannie Mae or Freddie Mac — require US citizenship or permanent residency. US lenders classify "foreign nationals" as non-citizens who live and work outside the US but want to buy US real estate, or temporary visa holders living in the US.
| Feature | Foreign National Lending |
|---|---|
| Financial Structure | Strictly debt-based (loans). |
| Primary Vehicles | Syndicated bank loans, bilateral credit. |
| Key Risk Focus | Credit risk and country default risk. |
| Typical Providers | Commercial banks, central banks, and development lenders. |
The primary mortgage products available for foreign nationals fall into four distinct categories. Each serves a different investor profile — from rental income buyers to high-net-worth individuals and visa holders.
DSCR (Debt Service Coverage Ratio) loans are the most popular product for foreign nationals buying investment properties. Qualification is based strictly on the real estate's ability to generate enough rental income to cover the monthly mortgage payment.
This product is designed for high-net-worth foreign nationals who hold significant liquid assets but do not have a US credit score or verifiable US income.
For foreign nationals who are self-employed or salaried in their home country and want to purchase a second home or vacation property in the US.
These are flexible portfolio loans kept on a lender's own balance sheet rather than sold to government entities. They accommodate foreign borrowers holding temporary US work visas.
The average Foreign National Commission Rebate is 1 Percent of the Loan Amount. Example, on a $500,000 loan amount you would get back $5,000.00. Check out how much you can save using the slider below.
Savings up to $20,000 by using our Foreign National Commission Rebate Advantage. We pass the savings directly back to you, into your pocket, not to traditional big brokerages.
Let us match you with the right foreign national loan product and apply your commission rebate directly to closing costs. No unnecessary complexity — just a clear path to US property ownership.